paper napkin stage

Every business typically starts on a paper napkin.
The point is, that there’s a magical moment in time
when the light bulb goes off for the first time in an entrepreneur’s mind
and they reach for pen and paper to jot it down.

 they first conjured up their company on a piece of paper!

the paper napkin stage is where you end up making mission critical decisions like “who, what, when, how and why”.

being a stay at home mom

being a stay at home mom

You don't want him to follow the crowd when they're all blowing off their studies to go drink beer outside 7-11, do you?

pull-ups -diapher

sag their pants

we cut up all the time

So I like this guy in my class, we cut up all the time; pick on each other; flirt during class and so on.

cut-up  AmE informal

someone who makes other people laugh by doing amusing things, especially in a situation when they should not do this

One speaks of getting a baby's wind up.

Then I was feeding my son and getting his wind up and my baby has a habit of leaning back if he doesnt want to be winded and wants more bottle.So my son was pushing back and my mothering law was saying look at him fighting not to be windedso I said he does this all the time and then when he wants to be winded he will let you , but then my sons great nana said just shut up and get him winded, but then a few moments later my son let me wind him like I told her



get/put the wind up somebody   (British & Australian informal) to make someone feel anxious about their situation 

---

I would use 'got my wind up' of eructation (burping). One speaks of getting a baby's wind up.

British old guard get theirs digs in

digs  n [pl] (Brit infml ) room(s) rented in sb else's house; lodgings

not feel up to stydying when he gets back to his digs at night...he works away from home.

They play rough with each other not with people. They are both males. The larger dobe actually leaves marks on the smaller one's neck. The smaller one gets his digs in also but they aren't as noticeable.

He runs his mouth to me, and tells me to shut up.  

I take his digs very personally.

give someone a dig
Sl. to insult someone; to say something which will irritate a person.

take a dig at someone and take a jab at someone; take digs at someone
Fig. to insult or pester someone.

run your mouth  to talk a lot

He was mean and angry and he just kept running his mouth.

not brook sth/brook no sth

formal to not allow or accept something
they will not accept any interference or opposition from others.


He would brook no criticism, even from his beloved daughter.

out-of-pocket

 Out-of-pocket health care expenses

out-of-pocket
Without funds or assets
Calling for the spending of cash

Out-of-pocket expenses are direct outlays of cash which may or may not be later

reimbursed.

In operating a vehicle, gasoline, parking fees and tolls are considered out-of-pocket expenses for the trip. Insurance, oil changes, and interest are not, because the outlay of cash covers expenses accrued over a longer period of time.

be on the cusp of sth

be on the cusp of sth

to be at the time when a situation or state is going to change

fight tooth and nail

fight (somebody/something) tooth and nail 

to use a lot of effort to oppose someone or achieve something

bear the brunt of

bear/take the brunt of something 

 to receive the worst part of something unpleasant or harmful, such as an attack

catch sb flat-footed

catch sb flat-footed

AmE to surprise someone so that they cannot do something in the way they ought to


Did Obama Catch the Tea Party Flat-Footed?

beat the rap

Goldman Sachs May Beat the Rap, but Market Could Still Take a Beating

Beat the RapEscape punishment; win acquittal.
For example, The youngsters were caught shoplifting, but somehow they were able to beat the rap. The rap in this idiom means "the legal charge against one." [Slang; 1920s]



Take a Beatingto be defeated or to lose a lot of money 



 

put skin in the game

 put skin in the game

昨天我在國際先鋒報上，讀到高盛銀行說，如果我們是故意的，我們就不會put our skin in the game in that way.

A term coined by renowned investor Warren Buffett referring to a situation in which high-ranking insiders use their own money to buy stock in the company they are running.
Investopedia Says:
The idea behind creating this situation is to ensure that corporations are managed by like-minded individuals who share a stake in the company. Executives can talk all they want, but the best vote of confidence is putting one's own money on the line just like outside investors!

get bumped

 get bumped 在搭飛機時，有特別的用法。
Bumping in the context you've given here means to not board the plane. However, it can be voluntary or involuntary. When flights are overbooked, they usually ask if any passengers are willing to get bumped from the flight in exchange for a payoff. If there are no volunteers, then the airline will have to bump someone involuntuary.

clam up

clam up
[PHRASAL VERB] V P
If someone clams up, they stop talking, often because they are shy or to avoid giving away secrets. (INFORMAL)

(make) a dent in sth (infml ) (cause) a reduction in sth
To say Apple is about to put a major dent in Kindleworld is an understatement.